mortgages and loans

If you have all necessary documents with you when you visit your lender, you’ll save a good deal of time.
What you need:

1. Social security numbers for both your and your spouse, if both of you are applying for the loan;
2. Copies of your checking and savings account statements for the past 6 months;
3. Evidence of any other assets such as bonds or stocks;
4. Recent paycheck stub;
5. List of all credit card accounts and the approximate monthly amounts owed on each;
6. List of account numbers and balances due on outstanding loans;
7. Copies of your last 2 years’ income tax statements;
8. The name and address of someone who can verify your employment.

Depending on your lender, you may be asked for other information