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Mar 21 2008

What do you need to take with you when you apply for a mortgage

Tag: Uncategorized — admin @ 4:51 am

If you have all necessary documents with you when you visit your lender, you’ll save a good deal of time.
What you need:

  1. Social security numbers for both your and your spouse, if both of you are applying for the loan;
  2. Copies of your checking and savings account statements for the past 6 months;
  3. Evidence of any other assets such as bonds or stocks;
  4. Recent paycheck stub;
  5. List of all credit card accounts and the approximate monthly amounts owed on each;
  6. List of account numbers and balances due on outstanding loans;
  7. Copies of your last 2 years’ income tax statements;
  8. The name and address of someone who can verify your employment.

Depending on your lender, you may be asked for other information